DSCR up to 8 units in Stonewall, TX

DSCR loan in Stonewall, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stonewall, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stonewall, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stonewall, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stonewall, TX real estate investors have you covered.

Investment Opportunities in Stonewall, TX

Benefits of DSCR Loan in Stonewall, Texas

DSCR loans, or Debt-Service Coverage Ratio loans, offer numerous advantages to borrowers in Stonewall, Texas. One key benefit is the ability to secure financing based on the property's income potential rather than the borrower's personal income. This can be especially advantageous for investors and property owners looking to expand their portfolios without impacting their personal finances.

Moreover, DSCR loans typically have lower interest rates compared to traditional residential mortgages, making them a cost-effective option for investment properties in Stonewall. Additionally, these loans often have more flexible qualification requirements, allowing borrowers with varying financial backgrounds to access funds for property investments.

Stonewall, Texas, a charming town located in the picturesque Hill Country, boasts a population of approximately 523 residents. With a median household income exceeding the state average, Stonewall offers a mix of rural tranquility and economic stability, making it an attractive location for real estate investments.

The housing market in Stonewall is characterized by a diverse range of properties, including historic homes, ranches, and modern developments. With a median home value slightly above the national average, Stonewall offers competitive real estate opportunities for both buyers and sellers. The market is known for its stability and potential for long-term growth.

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