DSCR up to 8 units in Stonyford, CA

DSCR loan in Stonyford, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stonyford, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stonyford, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stonyford, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stonyford, CA real estate investors have you covered.

Investment Opportunities in Stonyford, CA

Benefits of DSCR Loan in Stonyford, California

DSCR (Debt Service Coverage Ratio) loans provide significant benefits to borrowers in Stonyford, California. These loans ensure that the property's income covers the mortgage payments, reducing the risk for lenders and offering competitive interest rates for borrowers.

Demographically, Stonyford is a charming rural town located in Colusa County with a population of approximately 149 people. The town offers a close-knit community and a peaceful environment, making it an ideal place for families and retirees alike.

In terms of the housing market, Stonyford provides affordable housing options compared to neighboring cities. The market offers a mix of single-family homes and ranch-style properties, catering to different preferences and budgets.

Some of the main attractions in Stonyford include the beautiful Stony Gorge Reservoir, ideal for fishing and boating enthusiasts. The nearby Mendocino National Forest also offers hiking and camping opportunities, attracting outdoor lovers from all around.

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