DSCR up to 8 units in Stowell, TX

DSCR loan in Stowell, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stowell, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stowell, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stowell, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stowell, TX real estate investors have you covered.

Investment Opportunities in Stowell, TX

Benefits of DSCR Loan in Stowell, Texas

A Debt-Service Coverage Ratio (DSCR) loan offers numerous benefits to individuals in Stowell, Texas. One of the primary advantages is that it considers the property's income potential rather than the borrower's personal income. This makes it easier for investors and property owners to qualify for financing, especially for commercial properties or rental units.

Moreover, DSCR loans typically have lower interest rates and longer repayment terms compared to traditional loans. This can result in reduced monthly payments, improved cash flow, and better overall financial stability for borrowers in Stowell.

Additionally, DSCR loans provide more flexibility in terms of property types that can be financed. Whether it's a multi-family unit, retail space, or office building, borrowers in Stowell have the opportunity to secure financing for a variety of real estate investments through DSCR loans.

Demographics of Stowell, Texas

Stowell, Texas, is a small town located in Chambers County with a population of around 1,500 residents. The community has a suburban feel and is known for its tight-knit neighborhoods and friendly atmosphere. The majority of residents in Stowell own their homes, contributing to a stable and close-knit community.

Housing Market in Stowell, Texas

The housing market in Stowell offers diverse options for potential buyers, with a mix of single-family homes, townhouses, and apartments available. The median home value in Stowell is affordable, making it an attractive location for first-time homebuyers and investors looking to enter the real estate market.

Main Attractions in Stowell, Texas

Stowell boasts a range of attractions, including beautiful parks, local restaurants, and community events that bring residents together. The town's proximity to natural areas, such as parks and lakes, provides opportunities for outdoor recreation and exploration, making it a desirable place to live for nature lovers.

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