DSCR up to 8 units in Stratford, CA

DSCR loan in Stratford, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stratford, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stratford, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stratford, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stratford, CA real estate investors have you covered.

Investment Opportunities in Stratford, CA

Benefits of DSCR Loan in Stratford, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Stratford, California. These loans provide a way for investors to purchase income-generating properties without the need for personal income verification. This can be particularly useful for self-employed individuals or those with non-traditional sources of income.

Demographically, Stratford is a charming rural community located in central California, with a population of approximately 1,200 residents. The town has a strong sense of community and is known for its agricultural roots, with a mix of farming families and young professionals making up its population.

The housing market in Stratford is currently experiencing steady growth, with an increasing demand for both rental and owned properties. The availability of DSCR loans has made it easier for individuals to invest in real estate in the area, contributing to the growth and development of the local housing market.

Main attractions in Stratford include the historic Hart Memorial Park, which offers recreational activities such as fishing and picnicking. Additionally, visitors and residents alike can enjoy the annual Stratford Peach Festival, celebrating the town's agricultural heritage and providing a fun-filled community event.

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