DSCR up to 8 units in Sun City, CA

DSCR loan in Sun City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sun City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sun City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sun City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sun City, CA real estate investors have you covered.

Investment Opportunities in Sun City, CA

Benefits of DSCR Loan in Sun City, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous advantages to residents in Sun City, California. These loans provide a secure way for individuals to finance real estate investments by ensuring that the property's income will cover the mortgage and other expenses.

Demographically, Sun City is known for its vibrant community of active retirees. The city has a high percentage of residents aged 55 and older, creating a welcoming environment for those looking to enjoy their retirement years in a peaceful and scenic setting.

In terms of the housing market, Sun City offers a mix of affordable and upscale properties, catering to a range of preferences and budgets. The market is stable, with steady appreciation rates, making it an attractive location for both homeowners and property investors.

Main attractions in Sun City include its beautiful golf courses, nature trails, and recreational facilities. Residents can enjoy outdoor activities year-round, thanks to the city's pleasant climate and well-maintained amenities.

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