DSCR up to 8 units in Sunflower, AL

DSCR loan in Sunflower, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sunflower, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sunflower, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sunflower, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sunflower, AL real estate investors have you covered.

Investment Opportunities in Sunflower, AL

Benefits of DSCR Loan in Sunflower, Alabama

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for individuals in Sunflower, Alabama. These loans provide a good option for real estate investors as they focus on the property's income potential rather than the borrower's credit score. This can make it easier for investors to secure financing for their property investments.

In terms of demographics, Sunflower is a charming town with a population that values community and a slower pace of life. The area is known for its friendly residents and strong sense of community, making it an ideal place for families and retirees looking to settle down in a peaceful environment.

When it comes to the housing market in Sunflower, Alabama, it is currently experiencing steady growth and high demand for properties. The market offers a mix of affordable housing options and upscale properties, catering to a diverse range of potential buyers and investors.

Some of the main attractions in Sunflower include its beautiful parks and outdoor recreational areas, which provide residents and visitors with opportunities for hiking, picnicking, and enjoying nature. Additionally, the town boasts a rich cultural scene with local galleries, museums, and annual events that showcase the community's vibrant spirit.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now