DSCR up to 8 units in Sunnyvale, CA

DSCR loan in Sunnyvale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sunnyvale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sunnyvale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sunnyvale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sunnyvale, CA real estate investors have you covered.

Investment Opportunities in Sunnyvale, CA

Benefits of DSCR Loan in Sunnyvale, California

Sunnyvale, California offers numerous benefits for individuals considering a Debt-Service Coverage Ratio (DSCR) loan. One of the main advantages is the thriving job market, particularly in the tech industry, providing borrowers with stable income to support loan repayment.

Additionally, Sunnyvale boasts a strong real estate market, making it an attractive location for property investment. The city's high demand for housing ensures a steady stream of renters, enhancing the potential for positive cash flow when utilizing a DSCR loan.

Moreover, the competitive interest rates and flexible terms associated with DSCR loans make them a cost-effective financing option for purchasing or refinancing properties in Sunnyvale. This financial tool empowers investors to grow their real estate portfolios with confidence.

Demographics

Sunnyvale is a diverse community with a population that reflects the multicultural fabric of California. The city is home to a mix of young professionals, families, and retirees, creating a dynamic environment for residents and investors alike.

Housing Market

The housing market in Sunnyvale is characterized by high demand and limited inventory, driving property values and rental rates upwards. This trend positions the city as a lucrative market for real estate investment, especially when coupled with the advantages of a DSCR loan.

Main Attractions

Sunnyvale offers a variety of attractions, including the beautiful Baylands Park, the historic Sunnyvale Heritage Park Museum, and the lively Murphy Avenue with its restaurants and shops. The city's proximity to Silicon Valley also provides easy access to world-renowned tech companies and cultural opportunities.

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