DSCR up to 8 units in Sunset Beach, CA

DSCR loan in Sunset Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sunset Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sunset Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sunset Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sunset Beach, CA real estate investors have you covered.

Investment Opportunities in Sunset Beach, CA

Benefits of DSCR Loans in Sunset Beach, California

DSCR loans offer numerous benefits for property investors in Sunset Beach, California. The Debt Service Coverage Ratio ensures that borrowers have enough rental income to cover mortgage payments, reducing the risk of default.

Demographics in Sunset Beach consist mainly of affluent residents seeking luxurious beachside living. The population is diverse, with a mix of young professionals and retirees enjoying the coastal lifestyle.

The housing market in Sunset Beach is competitive yet lucrative. The demand for waterfront properties is high, driving property values up. Investing in real estate in Sunset Beach can lead to significant returns on investment.

Sunset Beach is known for its stunning beaches, perfect for surfing and sunbathing. The community also offers a range of dining options, boutique shops, and vibrant nightlife, making it a popular destination for tourists and residents alike.

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