DSCR up to 8 units in Surfside, CA

DSCR loan in Surfside, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Surfside, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Surfside, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Surfside, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Surfside, CA real estate investors have you covered.

Investment Opportunities in Surfside, CA

The Advantages of DSCR Loans in Surfside, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for potential homeowners in Surfside, California. These loans provide a strong financial foundation by considering the property’s cash flow to ensure borrowers can adequately cover their mortgage payments.

Demographically, Surfside is a charming beach town located in Orange County, with a population of approximately 500 residents. Known for its relaxed atmosphere and stunning ocean views, Surfside offers a close-knit community conducive to a laid-back lifestyle.

The housing market in Surfside is characterized by upscale beachfront properties and luxurious waterfront homes. With a limited supply of houses, the demand remains high, making it a competitive market for buyers. DSCR loans can be advantageous in such scenarios, as they facilitate financing for high-value properties.

Some of the main attractions in Surfside include its pristine beaches, ideal for surfing and sunbathing. The community also boasts proximity to popular destinations like Huntington Beach and Long Beach, offering residents a wide range of recreational activities and entertainment options.

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