DSCR up to 8 units in Susanville, CA

DSCR loan in Susanville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Susanville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Susanville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Susanville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Susanville, CA real estate investors have you covered.

Investment Opportunities in Susanville, CA

Benefits of DSCR Loan in Susanville, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Susanville, California. These loans are ideal for investors looking to finance income-producing properties such as rental units or commercial spaces. The key advantage of a DSCR loan is that the lender primarily considers the property's cash flow, making it easier to qualify for financing compared to traditional mortgages that heavily rely on personal income.

Susanville, located in Lassen County, California, boasts a population of approximately 15,000 residents. The city has a mix of rural charm and urban amenities, making it an appealing place to live. The demographics of Susanville include a diverse population with a median household income slightly below the national average.

The housing market in Susanville offers a range of opportunities for buyers and investors. The median home price is competitive, making it an attractive location for first-time homebuyers and those looking to invest in rental properties. The market is stable, with steady appreciation rates, presenting a favorable environment for real estate investments.

Among the main attractions in Susanville is the Lassen Historical Museum, showcasing the history of the region. Outdoor enthusiasts can explore the nearby Lassen National Forest, known for its hiking trails and scenic beauty. The city also hosts the annual Lassen County Fair, a popular event that brings the community together.

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