DSCR up to 8 units in Sutter, CA

DSCR loan in Sutter, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sutter, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sutter, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sutter, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sutter, CA real estate investors have you covered.

Investment Opportunities in Sutter, CA

Benefits of DSCR Loan in Sutter, California

DSCR (Debt Service Coverage Ratio) loans are a popular financing option in Sutter, California, offering benefits such as lower interest rates, longer repayment terms, and increased borrowing capacity. These loans are particularly beneficial for real estate investors and property owners looking to purchase or refinance income-producing properties.

Sutter, California, is a diverse community with a population of approximately 2,885 residents. The town boasts a mix of urban and rural living, offering a tranquil environment for families and individuals. The demographics showcase a median household income of $56,563 with a homeownership rate of 64.5%, making it an attractive location for real estate investment.

The housing market in Sutter, California, is stable with a median home value of $273,900. The market offers a variety of housing options including single-family homes, townhouses, and apartments. With the help of DSCR loans, investors can take advantage of the moderate pricing and favorable market conditions to expand their real estate portfolios.

Sutter, California, is known for its scenic beauty and rich history. Some of the main attractions in the area include the Sutter Buttes, the smallest mountain range in the world, offering hiking and birdwatching opportunities. Additionally, the community hosts various events and festivals throughout the year, celebrating its agricultural heritage and close-knit community spirit.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now