DSCR up to 8 units in Sutter Creek, CA

DSCR loan in Sutter Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sutter Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sutter Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sutter Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sutter Creek, CA real estate investors have you covered.

Investment Opportunities in Sutter Creek, CA

Benefits of DSCR Loan in Sutter Creek, California

Debt Service Coverage Ratio (DSCR) loans offer several advantages to borrowers in Sutter Creek, California. These loans are attractive due to their lower down payment requirements, competitive interest rates, and flexibility in terms of repayment options. Borrowers benefit from simplified eligibility criteria and faster approval processes, making DSCR loans a popular choice for financing real estate investments in the area.

Sutter Creek, California, boasts a diverse population with a mix of age groups and occupations. The town has a rich history dating back to the Gold Rush era, contributing to its unique charm and character. The demographic makeup of Sutter Creek includes a mix of families, young professionals, and retirees, creating a vibrant community atmosphere.

The housing market in Sutter Creek offers a range of options, from historic Victorian homes to modern condominiums. The market is characterized by steady appreciation rates and a strong demand for rental properties, making it an attractive location for real estate investors. With a variety of housing styles and prices, Sutter Creek appeals to both first-time homebuyers and seasoned investors.

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