DSCR up to 8 units in Tahoe City, CA

DSCR loan in Tahoe City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tahoe City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tahoe City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tahoe City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tahoe City, CA real estate investors have you covered.

Investment Opportunities in Tahoe City, CA

Benefits of DSCR Loan in Tahoe City, California

DSCR (Debt Service Coverage Ratio) loans offer several benefits for investors looking to finance rental properties in Tahoe City, California. These loans are specifically designed for income-producing properties and can provide higher loan amounts compared to traditional home loans.

Tahoe City, located on the picturesque North Shore of Lake Tahoe, boasts a unique demographic mix. Its population consists of a blend of full-time residents, seasonal vacationers, and outdoor enthusiasts attracted to the area's stunning natural beauty and recreational opportunities.

The housing market in Tahoe City is known for its competitive nature, with a mix of luxury homes, quaint cabins, and vacation rentals. The demand for housing in the area remains strong due to its popularity as a year-round destination for both tourists and permanent residents, making it a favorable market for real estate investors seeking opportunities for rental income.

Some of the main attractions in Tahoe City include the picturesque Tahoe City Marina, offering access to boating and water activities on Lake Tahoe, as well as the nearby Tahoe City Golf Course, perfect for golf enthusiasts. Additionally, the area is known for its proximity to world-class ski resorts like Squaw Valley and Alpine Meadows, making it a haven for winter sports enthusiasts.

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