DSCR up to 8 units in Tecate, CA

DSCR loan in Tecate, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tecate, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tecate, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tecate, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tecate, CA real estate investors have you covered.

Investment Opportunities in Tecate, CA

Benefits of DSCR Loan in Tecate, California

A Debt Service Coverage Ratio (DSCR) loan in Tecate, California offers numerous benefits. With a DSCR loan, borrowers can secure financing for investment properties without relying solely on personal income. This type of loan focuses on the property's income-generating potential rather than the borrower's individual financial situation.

Demographically, Tecate, California is a diverse community with a population that appreciates the serene natural surroundings and close-knit atmosphere. The town boasts a mix of cultures and a strong sense of community spirit, making it an ideal place for families, retirees, and young professionals looking for a peaceful yet vibrant lifestyle.

In terms of the housing market, Tecate offers a range of property options, from cozy single-family homes to spacious ranch-style estates. The market is relatively stable, making it an attractive location for real estate investments. The demand for housing in Tecate is steadily increasing, presenting opportunities for both buyers and sellers in the market.

Some of the main attractions in Tecate include the scenic Tecate Peak, known for its hiking trails and panoramic views of the surrounding landscape. The town also features the Tecate Brewery, where visitors can enjoy tours and tastings of local craft beers. Additionally, Tecate is famous for its traditional Mexican cuisine and lively street markets, adding to its charm as a unique destination in California.

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