DSCR up to 8 units in Tehachapi, CA

DSCR loan in Tehachapi, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tehachapi, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tehachapi, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tehachapi, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tehachapi, CA real estate investors have you covered.

Investment Opportunities in Tehachapi, CA

Benefits of DSCR Loan in Tehachapi, California

DSCR (Debt-Service Coverage Ratio) loans in Tehachapi offer several advantages, including lower down payment requirements, competitive interest rates, and longer loan terms. This makes them an attractive financing option for real estate investors aiming to maximize cash flow while securing properties.

Demographically, Tehachapi is a diverse community with a population that includes families, retirees, and young professionals. The area's picturesque landscapes and pleasant climate make it an appealing place to live and invest in real estate. Tehachapi benefits from a low cost of living compared to many other parts of California.

The housing market in Tehachapi is characterized by a mix of single-family homes, ranch properties, and vacant land for development. The market has shown steady growth in recent years, offering opportunities for both buyers and sellers. With affordability and a range of housing options, Tehachapi attracts individuals seeking a peaceful lifestyle away from the city.

Main attractions in Tehachapi include the Tehachapi Loop, a famous railroad engineering marvel, the Tehachapi Depot Railroad Museum, and the beautiful Tehachapi Mountain Park, offering hiking and outdoor recreational activities. The area's charm and natural beauty make it a desirable destination for residents and visitors alike.

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