DSCR up to 8 units in Tehama, CA

DSCR loan in Tehama, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tehama, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tehama, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tehama, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tehama, CA real estate investors have you covered.

Investment Opportunities in Tehama, CA

Benefits of DSCR Loans in Tehama, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits in Tehama, California. These loans provide a favorable lending option for real estate investors, especially for income-producing properties. The main advantage lies in the flexibility of qualification criteria, allowing investors to secure financing based on property income rather than personal income.

In terms of demographics, Tehama, California, boasts a diverse population with a mix of families, young professionals, and retirees. The city experiences steady population growth, indicating a stable and vibrant community ideal for real estate investments. The area's favorable demographics make it a lucrative location for property investors seeking long-term rental income.

The housing market in Tehama is characterized by a balanced mix of residential properties, including single-family homes, townhouses, and apartments. The market is relatively stable, offering opportunities for both buyers and sellers. With increasing demand for rental properties, investors can benefit from consistent rental income and potential property appreciation over time.

Some of the main attractions in Tehama, California, include the picturesque Sacramento River, ideal for outdoor activities such as fishing and boating. Additionally, the city offers cultural attractions like historic museums and art galleries, providing residents and visitors with a rich cultural experience.

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