DSCR up to 8 units in Temecula, CA

DSCR loan in Temecula, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Temecula, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Temecula, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Temecula, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Temecula, CA real estate investors have you covered.

Investment Opportunities in Temecula, CA

Benefits of DSCR Loan

A Debt-Service Coverage Ratio (DSCR) loan in Temecula, California provides numerous advantages for borrowers. These loans are beneficial for investors as they require the property's income to be sufficient to cover the mortgage payments. This reduces the risk for the lender and can result in more favorable loan terms for the borrower.

Demographics

Temecula, California, is a diverse and thriving city located in Southern California. The population is around 115,000 residents and is known for its young demographic, with a median age of 35. The city has a growing economy, with a median household income above the national average.

Housing Market

The housing market in Temecula is dynamic and offers a variety of options for both homebuyers and investors. The market has seen steady appreciation in property values, making it an attractive location for real estate investment. Additionally, the diverse housing stock includes single-family homes, townhouses, and luxury estates.

Main Attractions

Temecula is renowned for its picturesque wine country, with numerous vineyards and wineries offering tastings and tours. The city also boasts a historic Old Town, with charming boutiques, restaurants, and a lively nightlife scene. Outdoor enthusiasts can enjoy hiking in the nearby Santa Rosa Plateau or hot air balloon rides over the scenic valley.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now