DSCR up to 8 units in Temple City, CA

DSCR loan in Temple City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Temple City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Temple City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Temple City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Temple City, CA real estate investors have you covered.

Investment Opportunities in Temple City, CA

DSCR Loan Benefits in Temple City, California

DSCR loans in Temple City, California offer numerous benefits to borrowers. One of the main advantages is the ability to secure financing based on the property's income potential rather than the borrower's personal income. This can be particularly beneficial for real estate investors looking to purchase income-producing properties.

Temple City, California has a diverse population with a mix of cultures, making it a vibrant and inclusive community. The median household income is above the national average, indicating a strong economic base. The city's population consists of young professionals, families, and retirees, creating a dynamic and engaging environment.

The housing market in Temple City is robust, with a steady demand for both rental and owned properties. The median home value is higher than the national average but still offers good value for the quality of life the city provides. The market is competitive, requiring prospective buyers to act swiftly and work with experienced real estate professionals.

Temple City boasts a variety of main attractions, including beautiful parks, cultural festivals, and a bustling downtown area with shops and restaurants. The city's strong sense of community is evident in its well-maintained public spaces and numerous recreational activities available for residents of all ages.

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