DSCR up to 8 units in Templeton, CA

DSCR loan in Templeton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Templeton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Templeton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Templeton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Templeton, CA real estate investors have you covered.

Investment Opportunities in Templeton, CA

Benefits of DSCR Loan in Templeton, California

DSCR (Debt Service Coverage Ratio) loans offer several benefits to borrowers in Templeton, California. These loans help investors leverage their rental income to qualify, rather than personal income, making them ideal for real estate investors.

Templeton, California, is a picturesque town located in San Luis Obispo County. With a population of around 8,000, Templeton offers a tight-knit community feel, excellent schools, and a lower crime rate compared to neighboring areas.

The housing market in Templeton is thriving, with a mix of historic homes and new developments attracting buyers and investors alike. The median home price in Templeton is above the national average, reflecting the desirability of the area and its strong real estate market.

Templeton boasts a range of attractions, including the Templeton Farmers Market, renowned for its fresh produce and artisanal goods. The town is also home to award-winning wineries, such as Peachy Canyon Winery, offering wine tastings and scenic vineyard views.

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