DSCR up to 8 units in Termo, CA

DSCR loan in Termo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Termo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Termo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Termo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Termo, CA real estate investors have you covered.

Investment Opportunities in Termo, CA

Benefits of DSCR Loan in Termo, California

A Debt-Service Coverage Ratio (DSCR) loan in Termo, California offers various benefits to potential homebuyers. One of the primary advantages is the ability to secure financing based on the property's income potential rather than personal income, making it an attractive option for investors.

Termo, California, a small rural community, has a population of approximately 100 residents. The town boasts a peaceful and tight-knit community with a low crime rate, making it an ideal place for those seeking a tranquil living environment away from the hustle and bustle of city life.

When considering the housing market in Termo, California, one can expect affordable home prices compared to neighboring urban areas. The market generally features single-family homes with spacious lots, offering residents a sense of privacy and room to breathe in the beautiful California countryside.

Main attractions in Termo include the stunning natural landscapes that surround the town, providing opportunities for outdoor activities such as hiking, fishing, and camping. Additionally, the area is known for its serene environment and proximity to national parks, making it a desirable location for nature enthusiasts and those seeking a peaceful retreat.

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