DSCR up to 8 units in Thornton, CA

DSCR loan in Thornton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Thornton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Thornton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Thornton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Thornton, CA real estate investors have you covered.

Investment Opportunities in Thornton, CA

Benefits of DSCR Loan in Thornton, California

DSCR loans in Thornton, California offer numerous benefits for potential homeowners. These loans, which are based on the Debt Service Coverage Ratio, provide borrowers with favorable terms, lower interest rates, and higher loan amounts compared to traditional mortgages.

Demographically, Thornton is a diverse and vibrant community located in California's Central Valley. With a growing population of approximately 3,500 residents, Thornton offers a mix of urban and rural living, making it attractive to families, young professionals, and retirees alike.

The housing market in Thornton is currently experiencing steady growth, with a variety of housing options available to buyers. From cozy starter homes to spacious estates, Thornton offers a range of affordable properties, making it an ideal location for first-time homebuyers and investors.

Some of the main attractions in Thornton include the scenic Mokelumne River for outdoor enthusiasts, the historic Thornton House for history buffs, and the local farmers' market for those who appreciate fresh produce and unique artisanal goods.

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