DSCR up to 8 units in Thousand Oaks, CA

DSCR loan in Thousand Oaks, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Thousand Oaks, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Thousand Oaks, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Thousand Oaks, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Thousand Oaks, CA real estate investors have you covered.

Investment Opportunities in Thousand Oaks, CA

Benefits of DSCR Loan in Thousand Oaks, California

DSCR (Debt Service Coverage Ratio) loans provide several benefits for borrowers in Thousand Oaks, California. These loans are ideal for real estate investors as they offer competitive interest rates and repayment terms that are tailored to the cash flow of the property, allowing borrowers to maximize their investment potential.

Demographically, Thousand Oaks is known for its affluent community, with a median household income well above the national average. The city boasts a highly educated population, with a strong emphasis on family-oriented neighborhoods and excellent school districts, making it an attractive location for both residents and investors.

The housing market in Thousand Oaks is characterized by a stable and appreciating property values. With a diverse range of housing options, from single-family homes to luxury estates, the market offers opportunities for both first-time homebuyers and seasoned investors looking to capitalize on the city's strong rental demand.

Some of the main attractions in Thousand Oaks include the beautiful Gardens of the World, the Thousand Oaks Civic Arts Plaza that hosts various performances, and the nearby Santa Monica Mountains offering hiking and outdoor recreational activities, making it a desirable place to live, work, and invest.

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