DSCR up to 8 units in Topanga, CA

DSCR loan in Topanga, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Topanga, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Topanga, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Topanga, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Topanga, CA real estate investors have you covered.

Investment Opportunities in Topanga, CA

Benefits of DSCR Loan in Topanga, California

DSCR loans offer several benefits to borrowers in Topanga, California. These loans are ideal for real estate investors and businesses as they focus on the property’s income potential rather than the borrower's credit score or personal income. This makes it easier for investors to secure financing for properties with stable cash flows.

Topanga, California, is a vibrant community with diverse demographics. The population here comprises a mix of artists, professionals, and nature enthusiasts. The area attracts residents seeking a laid-back lifestyle surrounded by the beauty of the Santa Monica Mountains.

The housing market in Topanga offers a range of options, from cozy mountain cabins to luxurious estates. With the demand for housing increasing, property values have been on the rise. DSCR loans can help buyers take advantage of these opportunities to invest in Topanga’s growing real estate market.

Some of the main attractions in Topanga include the Topanga State Park offering hiking trails and stunning views, the Topanga Days festival celebrating the community's culture, and the eclectic mix of shops and restaurants in the town center. Living in Topanga provides residents with a unique blend of nature, art, and community.

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