DSCR up to 8 units in Topaz, CA

DSCR loan in Topaz, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Topaz, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Topaz, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Topaz, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Topaz, CA real estate investors have you covered.

Investment Opportunities in Topaz, CA

Benefits of DSCR Loan in Topaz, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for property owners in Topaz, California. These loans ensure that property owners can maintain a sufficient cash flow to cover their mortgage payments, reducing the risk of default and providing financial stability.

Demographically, Topaz is a small, close-knit community with a population of approximately 300 residents. The area is known for its scenic beauty, with panoramic views of the Sierra Nevada mountains and easy access to outdoor recreational activities such as fishing, hiking, and camping.

In terms of the housing market, Topaz offers a range of properties including single-family homes, vacation rentals, and land for development. The market is relatively stable with moderate appreciation rates, making it an attractive location for both investors and homeowners looking for a peaceful retreat.

Main attractions in Topaz include the Topaz Lake Recreation Area, popular for boating and water sports, and the Topaz Lodge Casino, offering entertainment and dining options for residents and visitors alike.

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