DSCR up to 8 units in Trabuco Canyon, CA

DSCR loan in Trabuco Canyon, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Trabuco Canyon, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Trabuco Canyon, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Trabuco Canyon, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Trabuco Canyon, CA real estate investors have you covered.

Investment Opportunities in Trabuco Canyon, CA

DSCR Loan Benefits in Trabuco Canyon, CA

DSCR (Debt Service Coverage Ratio) loans offer a range of benefits for borrowers in Trabuco Canyon, California. One of the main advantages is the ability to secure financing based on the property's income potential rather than the borrower's personal income. This can be especially beneficial for investors or self-employed individuals with fluctuating income.

Demographically, Trabuco Canyon is characterized by a mix of rural and suburban areas, with a population that values the area for its peaceful surroundings and access to nature. The median household income is above the national average, making it an attractive location for real estate investment.

In terms of the housing market, Trabuco Canyon offers a diverse range of properties, from spacious single-family homes to upscale townhouses. The market has shown stability and consistent growth over the years, making it a desirable location for both buyers and sellers.

Main attractions in Trabuco Canyon include the beautiful O'Neill Regional Park, known for its hiking trails and picnicking areas, as well as the historic Trabuco Oaks Steakhouse, a popular dining spot with a rich history dating back to the 1900s.

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