DSCR up to 8 units in Tres Pinos, CA

DSCR loan in Tres Pinos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tres Pinos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tres Pinos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tres Pinos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tres Pinos, CA real estate investors have you covered.

Investment Opportunities in Tres Pinos, CA

Benefits of DSCR Loan in Tres Pinos, California

Benefits of DSCR Loan: Debt Service Coverage Ratio (DSCR) loans offer numerous advantages for borrowers in Tres Pinos. These loans provide financing based on the property's ability to generate income, rather than the borrower's credit score, making them ideal for real estate investments or commercial properties.

Demographics: Tres Pinos, located in San Benito County, has a population of around 500 residents. The community is known for its rural charm, with a mix of families and retirees residing in the area. The region boasts a diverse population, with a strong sense of community and small-town hospitality.

Housing Market: The housing market in Tres Pinos is characterized by a mix of historic homes and newer developments. The median home price is around $600,000, with properties ranging from quaint cottages to spacious ranch-style houses. The market is stable, with steady appreciation rates, making it a desirable location for both buyers and investors.

Main Attractions: Tres Pinos offers a tranquil lifestyle with easy access to outdoor activities such as hiking, biking, and horseback riding. The annual San Benito County Saddle Horse Show and Rodeo is a popular event that attracts visitors from across the region. Additionally, nearby Hollister provides shopping and dining options, while the scenic Pinnacles National Park offers stunning views and hiking trails for nature enthusiasts.

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