DSCR up to 8 units in Trinidad, CA

DSCR loan in Trinidad, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Trinidad, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Trinidad, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Trinidad, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Trinidad, CA real estate investors have you covered.

Investment Opportunities in Trinidad, CA

Benefits of DSCR Loan in Trinidad, California

One of the key benefits of a Debt Service Coverage Ratio (DSCR) loan in Trinidad, California, is its ability to provide financing to real estate investors based on the property's income potential rather than the borrower's personal income. This can be particularly advantageous for individuals looking to invest in rental properties or commercial real estate where the property's income stream is the primary source of repayment.

Trinidad, California, is a picturesque coastal town located in Humboldt County. With a population of approximately 360 residents, the town offers a peaceful and close-knit community environment. The demographics of Trinidad are characterized by a mix of professionals, retirees, and artists, leading to a diverse and vibrant local culture.

The housing market in Trinidad, California, is known for its unique blend of architectural styles, including charming seaside cottages and contemporary homes with stunning ocean views. While the market can be competitive, especially during peak seasons, the area's strong demand for rental properties presents an attractive opportunity for real estate investors looking to generate rental income.

Some of the main attractions in Trinidad include its scenic beaches, such as Trinidad State Beach and Moonstone Beach, which offer opportunities for surfing, fishing, and wildlife viewing. The town is also renowned for its historic lighthouse, museums showcasing local indigenous culture, and diverse dining options featuring fresh seafood and farm-to-table cuisine.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now