DSCR up to 8 units in Trinidad, TX

DSCR loan in Trinidad, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Trinidad, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Trinidad, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Trinidad, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Trinidad, TX real estate investors have you covered.

Investment Opportunities in Trinidad, TX

DSCR Loan Benefits in Trinidad, Texas

A Debt Service Coverage Ratio (DSCR) loan in Trinidad, Texas offers numerous benefits to borrowers. One key advantage is that it helps assess the borrower's ability to generate sufficient income to cover the loan payments. This ensures financial stability and reduces the risk of default.

Trinidad, Texas, with a population of approximately 991 residents, offers a charming small-town atmosphere with a rich history. The demographics of the town reflect a close-knit community, making it an ideal place for families and retirees seeking a peaceful lifestyle in a picturesque setting.

The housing market in Trinidad, Texas, is characterized by a mix of historic homes and modern properties. The median home value in Trinidad is $119,900, making it an affordable option for homebuyers. The market has shown steady growth, making it a viable investment opportunity.

Some of the main attractions in Trinidad include the beautiful Cedar Creek Lake, which offers various recreational activities such as boating and fishing. The town also boasts scenic parks, local eateries, and community events that contribute to its vibrant culture.

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