DSCR up to 8 units in Trinity, AL

DSCR loan in Trinity, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Trinity, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Trinity, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Trinity, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Trinity, AL real estate investors have you covered.

Investment Opportunities in Trinity, AL

Benefits of DSCR Loan in Trinity, Alabama

A Debt-Service Coverage Ratio (DSCR) loan provides numerous benefits for prospective homebuyers in Trinity, Alabama. These loans offer lower interest rates, flexible repayment terms, and are ideal for individuals with varying income sources. Additionally, DSCR loans are a great option for self-employed individuals or those with non-traditional income streams.

Demographics: Trinity, Alabama, is a small town with a population of approximately 2,100 residents. The community is known for its friendly and tight-knit atmosphere, making it an ideal place to raise a family or retire peacefully. The town has a diverse population with a mix of young families, professionals, and retirees.

Housing Market: Trinity's housing market is currently experiencing steady growth, with a range of housing options available to cater to different preferences and budgets. The median home price in Trinity is affordable, making it an attractive location for first-time homebuyers. The market is competitive, and properties tend to sell quickly, indicating a high demand for homes in the area.

Main Attractions: Trinity boasts several main attractions, including the beautiful Wheeler National Wildlife Refuge, perfect for outdoor enthusiasts and nature lovers. The town also offers a variety of recreational activities, community events, and local shops and restaurants, providing residents with a vibrant and fulfilling lifestyle.

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