DSCR up to 8 units in Tuolumne, CA

DSCR loan in Tuolumne, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tuolumne, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tuolumne, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tuolumne, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tuolumne, CA real estate investors have you covered.

Investment Opportunities in Tuolumne, CA

Benefits of DSCR Loan in Tuolumne, California

DSCR (Debt Service Coverage Ratio) loans offer significant advantages to potential homebuyers in Tuolumne, California. These loans are particularly beneficial for individuals who may have lower credit scores or irregular income streams as they focus more on the property's potential income rather than the borrower's financial history.

Tuolumne, California, boasts a diverse demographic mix. With a population of around 2,000 residents, the area is known for its tight-knit community and friendly atmosphere. The majority of residents in Tuolumne are families and retirees looking for a peaceful and scenic place to call home.

The housing market in Tuolumne, California, offers a mix of affordable and luxury options. The average home price is around $300,000, making it an attractive location for first-time homebuyers and those looking to invest in real estate. With a stable market and increasing property values, Tuolumne presents a promising opportunity for prospective buyers.

When in Tuolumne, visitors can explore the stunning Yosemite National Park, which is just a short drive away. The area is also known for its historic landmarks, outdoor recreational activities, and charming local shops and restaurants, providing a unique blend of natural beauty and cultural experiences.

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