DSCR up to 8 units in Tuscaloosa, AL

DSCR loan in Tuscaloosa, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Tuscaloosa, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Tuscaloosa, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Tuscaloosa, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Tuscaloosa, AL real estate investors have you covered.

Investment Opportunities in Tuscaloosa, AL

DSCR Loan Benefits in Tuscaloosa, Alabama

A Debt Service Coverage Ratio (DSCR) loan in Tuscaloosa, Alabama, offers numerous benefits to borrowers. One advantage is the ability to secure financing based on the property's income potential rather than personal income. This can be especially beneficial for real estate investors looking to expand their portfolios.

Additionally, DSCR loans typically have lower interest rates and longer repayment periods compared to traditional loans. This can result in lower monthly payments, making it easier for borrowers to manage their cash flow and improve their overall financial stability.

DSCR loans also provide borrowers with greater flexibility in terms of property types that qualify for financing. Whether it's a residential rental property, a commercial building, or a mixed-use development, borrowers can find options that suit their investment needs in Tuscaloosa.

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