DSCR up to 8 units in Twin Peaks, CA

DSCR loan in Twin Peaks, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Twin Peaks, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Twin Peaks, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Twin Peaks, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Twin Peaks, CA real estate investors have you covered.

Investment Opportunities in Twin Peaks, CA

Benefits of DSCR Loan in Twin Peaks, California

DSCR loans offer several benefits to borrowers in Twin Peaks, California. These loans are specifically tailored for real estate investors and landlords, allowing them to secure financing based on the property's income rather than personal income. This can be advantageous for borrowers with multiple properties or fluctuating personal income.

Twin Peaks, California, a picturesque mountain community, has a population of approximately 5,000 residents. The town boasts a diverse demographic mix, with a median household income above the national average. The area attracts both full-time residents and tourists seeking a tranquil mountain setting.

In terms of the housing market, Twin Peaks offers a range of properties from cozy cabins to spacious mountain homes. The market has seen steady growth in recent years, with property values appreciating due to the town's scenic beauty and proximity to outdoor recreational activities.

Some of the main attractions in Twin Peaks include the stunning Lake Arrowhead, a popular spot for boating and fishing, and the SkyPark at Santa's Village, an enchanting amusement park nestled in the mountains. The town's charming shops, restaurants, and hiking trails also contribute to its appeal.

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