DSCR up to 8 units in Union City, CA

DSCR loan in Union City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Union City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Union City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Union City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Union City, CA real estate investors have you covered.

Investment Opportunities in Union City, CA

Benefits of DSCR Loan in Union City, California

DSCR loans offer several advantages for potential homeowners in Union City, California. These loans are designed to evaluate the property's ability to cover its mortgage payments, making them ideal for real estate investors. The primary benefit is that DSCR loans do not rely solely on the borrower's credit score, opening up opportunities for those with lower credit ratings.

Demographically, Union City is a diverse and vibrant city located in the San Francisco Bay Area. With a mix of cultures, the population consists of different ethnicities, creating a rich tapestry of community. The city has a strong focus on education, with excellent schools and access to higher education institutions.

In terms of the housing market, Union City offers a range of residential options from single-family homes to modern apartments. The market is competitive, with property values steadily increasing over the years. The demand for housing is high, making it a seller's market, but the availability of DSCR loans can provide buyers with more financing options.

Union City boasts a variety of attractions, including the scenic Quarry Lakes Regional Recreation Area, ideal for outdoor enthusiasts. The city also has a vibrant arts and culture scene, with theaters, galleries, and museums. Additionally, Union City's proximity to Silicon Valley offers residents convenient access to tech companies and job opportunities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now