DSCR up to 8 units in Upper Lake, CA

DSCR loan in Upper Lake, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Upper Lake, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Upper Lake, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Upper Lake, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Upper Lake, CA real estate investors have you covered.

Investment Opportunities in Upper Lake, CA

Benefits of DSCR Loan in Upper Lake, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Upper Lake, California. One of the main advantages is that they are tailored for real estate investors and landlords. These loans prioritize the property's income potential rather than the borrower's personal income, making them more accessible for individuals with multiple rental properties.

Upper Lake, California, is a charming community located in Lake County. With a population of approximately 1,052 residents, Upper Lake offers a small-town atmosphere perfect for those seeking a peaceful retreat. The demographics of Upper Lake are diverse, with a mix of families, retirees, and young professionals residing in the area.

The housing market in Upper Lake presents promising opportunities for real estate investors. The area has seen steady growth in property values, making it an attractive location for individuals looking to invest in rental properties. The demand for rental housing in Upper Lake remains high, ensuring a steady stream of potential tenants for investors.

Some of the main attractions in Upper Lake include the beautiful Clear Lake, which offers various water activities such as fishing, boating, and swimming. The Upper Lake Rodeo Grounds host exciting events throughout the year, showcasing the community's vibrant culture and traditions. Additionally, the Upper Lake Historic Schoolhouse Museum provides insight into the area's rich history.

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