DSCR up to 8 units in Vacaville, CA

DSCR loan in Vacaville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Vacaville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Vacaville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Vacaville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Vacaville, CA real estate investors have you covered.

Investment Opportunities in Vacaville, CA

DSCR Loan Benefits in Vacaville, California

DSCR loans in Vacaville, California offer numerous benefits. These loans have a Debt Service Coverage Ratio that ensures borrowers have enough rental income to cover mortgage payments. This provides stability and security for investors in the competitive real estate market of Vacaville.

Vacaville, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city's demographics include a median age of 37, a median household income of $74,207, and a growing population of approximately 100,000 residents. This demographic diversity creates a vibrant and inclusive community.

The housing market in Vacaville, California, is dynamic and offers a range of opportunities for investors and homeowners. With a median home price of $480,000, the market is competitive yet favorable for those seeking to purchase property. Additionally, the market is experiencing steady growth, making it a lucrative investment option.

Vacaville, California, is home to several main attractions that draw visitors and residents alike. From the picturesque Lagoon Valley Park to the vibrant Nut Tree Plaza, there are plenty of recreational activities and shopping options. The city's proximity to Napa Valley also allows easy access to world-class wineries and vineyards.

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