DSCR up to 8 units in Valentine, TX

DSCR loan in Valentine, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Valentine, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Valentine, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Valentine, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Valentine, TX real estate investors have you covered.

Investment Opportunities in Valentine, TX

Benefits of DSCR Loan in Valentine, Texas

DSCR loans in Valentine, Texas offer borrowers a higher chance of approval compared to traditional loans due to the emphasis on property income rather than personal credit.

These loans provide favorable terms for investors looking to purchase rental properties in Valentine, with lower down payments and competitive interest rates.

Additionally, DSCR loans can help borrowers build strong credit profiles and expand their real estate investment portfolios over time.

Demographics

Valentine, Texas, has a small population of around 125 residents, offering a tight-knit community atmosphere.

The town boasts a diverse demographic mix, with a median age of 33, and a mix of families, retirees, and young professionals.

Housing Market

The housing market in Valentine is characterized by affordable single-family homes, ranging from cozy cottages to spacious ranch-style houses.

Property values in Valentine have been steadily appreciating, making it an attractive location for real estate investment.

Main Attractions

Valentine is known for its beautiful desert landscapes, offering outdoor enthusiasts opportunities for hiking, camping, and stargazing.

The town is also home to the famous Prada Marfa art installation, attracting tourists from around the world.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now