DSCR up to 8 units in Valera, TX

DSCR loan in Valera, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Valera, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Valera, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Valera, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Valera, TX real estate investors have you covered.

Investment Opportunities in Valera, TX

Benefits of DSCR Loan in Valera, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Valera, Texas. These loans are specifically tailored for commercial real estate investments and provide a more flexible approach to financing compared to traditional loans. Benefits include competitive interest rates, longer loan terms, and higher loan-to-value ratios, making them an attractive option for investors looking to fund their projects efficiently.

Demographics: Valera, Texas, boasts a diverse population with a rich cultural heritage. The town has a growing economy supported by industries such as agriculture, oil, and gas. The community is known for its friendly residents and strong sense of community, making it an inviting place to live and do business.

Housing Market: The housing market in Valera is thriving, with a mix of historic homes and modern developments. The real estate market offers various opportunities for both buyers and sellers, with steady appreciation rates and a range of property options to suit different preferences and budgets.

Main Attractions: Valera, Texas, is home to several main attractions that draw visitors and residents alike. From picturesque parks and outdoor recreational activities to local festivals that celebrate the town's heritage, there is always something exciting to see and do in Valera.

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