DSCR up to 8 units in Vallejo, CA

DSCR loan in Vallejo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Vallejo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Vallejo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Vallejo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Vallejo, CA real estate investors have you covered.

Investment Opportunities in Vallejo, CA

The Benefits of DSCR Loans in Vallejo, California

DSCR (Debt Service Coverage Ratio) loans can provide numerous benefits for individuals in Vallejo, California. These loans are particularly helpful for real estate investments as they assess the property's ability to generate income to cover its debt obligations. By opting for a DSCR loan, borrowers in Vallejo can secure financing for property investments with a focus on the property's income potential rather than personal income.

Vallejo, California, boasts a diverse population with various ethnicities, making it a vibrant and culturally rich city. The city is home to a mix of residents, including young professionals, families, and retirees, creating a dynamic community with a range of perspectives and experiences.

The housing market in Vallejo, California, offers promising opportunities for investors and homebuyers alike. With a relatively affordable housing market compared to neighboring cities, Vallejo presents a favorable environment for real estate transactions. Whether you are looking to invest in rental properties or purchase a home, Vallejo's housing market provides diverse options to suit different preferences and budgets.

Vallejo, California, is not only known for its inviting real estate landscape but also for its captivating attractions. From the historic Mare Island to the scenic Vallejo Waterfront Park, the city offers a blend of history, nature, and recreation. Residents and visitors can enjoy cultural sites, outdoor activities, and entertainment venues that contribute to Vallejo's unique charm.

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