DSCR up to 8 units in Valley, AL

DSCR loan in Valley, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Valley, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Valley, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Valley, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Valley, AL real estate investors have you covered.

Investment Opportunities in Valley, AL

Benefits of DSCR Loan in Valley, Alabama

DSCR (Debt-Service Coverage Ratio) loans offer numerous advantages for individuals in Valley, Alabama. These loans are ideal for investors seeking financing for income-generating properties. With a focus on the property's income potential rather than the borrower's credit score, DSCR loans provide flexibility and accessibility.

In terms of demographics, Valley, Alabama boasts a diverse population with a strong sense of community. The area is characterized by a mix of young professionals, families, and retirees, creating a dynamic and welcoming environment for residents.

The housing market in Valley, Alabama is thriving, with a range of affordable options for buyers and investors. From single-family homes to multi-unit properties, the market offers opportunities for various budget levels. Additionally, the demand for rental properties in the area provides a stable investment potential for those considering DSCR loans.

Valley, Alabama is home to several main attractions, including the picturesque Chattahoochee River, where residents and visitors enjoy activities such as fishing, boating, and hiking. The nearby West Point Lake offers additional recreational opportunities, making Valley a desirable location for outdoor enthusiasts and nature lovers.

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