DSCR up to 8 units in Valley Springs, CA

DSCR loan in Valley Springs, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Valley Springs, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Valley Springs, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Valley Springs, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Valley Springs, CA real estate investors have you covered.

Investment Opportunities in Valley Springs, CA

Benefits of DSCR Loans in Valley Springs, California

DSCR (Debt-Service Coverage Ratio) loans offer several advantages to individuals and businesses in Valley Springs, California. These loans ensure that borrowers have sufficient income to cover their debt payments, reducing the risk of default.

Valley Springs, California, is a growing community with a diverse population. The demographics of the area show a mix of age groups and ethnicities, making it a vibrant and welcoming place to live and do business.

The housing market in Valley Springs is dynamic, with a range of properties available to suit different preferences and budgets. The market is competitive, with both buyers and sellers benefiting from favorable conditions.

Some main attractions in Valley Springs include the stunning New Hogan Lake, popular for water activities and picnics, and the Valley Springs Sports & Fitness Complex, offering a range of recreational activities for all ages.

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