DSCR up to 8 units in Valyermo, CA

DSCR loan in Valyermo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Valyermo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Valyermo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Valyermo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Valyermo, CA real estate investors have you covered.

Investment Opportunities in Valyermo, CA

Benefits of DSCR Loan in Valyermo, California

A Debt Service Coverage Ratio (DSCR) loan in Valyermo, California comes with various benefits. One major advantage is the ability to purchase or refinance real estate properties without requiring a personal guarantee, making it ideal for investors and businesses.

Moreover, DSCR loans typically have lower interest rates compared to traditional residential mortgages, resulting in reduced monthly payments and long-term savings. Additionally, these loans offer flexible repayment terms and higher loan amounts, allowing borrowers to fund larger projects or acquisitions.

Demographically, Valyermo is a small community located in Los Angeles County, California. With a population of around 450 residents, the town offers a tight-knit and peaceful living environment, making it an attractive location for those seeking a retreat from city life.

Valyermo's housing market is characterized by a mix of residential properties, ranging from cozy single-family homes to expansive ranch estates. The area's real estate market is known for its stability and potential for property appreciation, making it an appealing choice for both homeowners and real estate investors.

Notable attractions in Valyermo include the Saint Andrew's Abbey, a Benedictine monastery that draws visitors for spiritual retreats and peaceful contemplation. The nearby Devil's Punchbowl Natural Area offers stunning geological formations and hiking opportunities, making it a popular destination for nature enthusiasts.

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