DSCR up to 8 units in Ventura, CA

DSCR loan in Ventura, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ventura, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ventura, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ventura, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ventura, CA real estate investors have you covered.

Investment Opportunities in Ventura, CA

Benefits of DSCR Loan in Ventura, California

DSCR loans in Ventura, California offer significant benefits to borrowers. One of the main advantages is a lower risk for lenders due to the property's ability to generate income that supports the loan payments, making it an attractive option for investors seeking financing for commercial properties.

Ventura, California, is a diverse city with a population of approximately 110,000 residents. The demographics of Ventura include a mix of professionals, families, and retirees, creating a vibrant community with a strong local economy and a variety of cultural amenities.

The housing market in Ventura is robust, with a range of options available for buyers and renters alike. The city offers a mix of historic homes, modern condominiums, and beachfront properties, catering to a diverse range of tastes and budgets. With a steady demand for housing, Ventura's real estate market remains competitive and offers investment opportunities for those looking to purchase property in the area.

Ventura boasts a number of main attractions, including its picturesque beaches, vibrant downtown area with shops and restaurants, and outdoor recreational opportunities such as hiking and biking trails. The city's rich history, cultural events, and proximity to popular destinations like Los Angeles make it a desirable place to live and visit.

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