DSCR up to 8 units in Vina, CA

DSCR loan in Vina, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Vina, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Vina, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Vina, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Vina, CA real estate investors have you covered.

Investment Opportunities in Vina, CA

Benefits of DSCR Loan in Vina, California

A Debt-Service Coverage Ratio (DSCR) loan in Vina, California offers numerous advantages. It allows borrowers to secure financing based on the property's income potential rather than personal income. This is beneficial for investors seeking to purchase income-generating properties.

Demographically, Vina is a small town located in Tehama County, California. It has a population of approximately 237 residents. The town has a rural feel, making it an ideal location for those seeking a peaceful and close-knit community.

When it comes to the housing market in Vina, California, the town offers a mix of historic homes and newer constructions. The real estate market is relatively stable with a median home value of around $250,000. With the help of a DSCR loan, investors can capitalize on the affordable housing options available in the area.

Some of the main attractions in Vina include the Monastery of the Carmelite Fathers, known for its stunning architecture and serene surroundings. Additionally, the town is located near beautiful vineyards and wineries, offering residents and visitors a taste of the local wine culture.

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