DSCR up to 8 units in Visalia, CA

DSCR loan in Visalia, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Visalia, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Visalia, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Visalia, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Visalia, CA real estate investors have you covered.

Investment Opportunities in Visalia, CA

Benefits of DSCR Loan in Visalia, California

DSCR loans in Visalia, California offer numerous benefits to borrowers. One of the main advantages is the ability to secure financing based on the property's cash flow rather than the borrower's personal income. This makes these loans ideal for investors and businesses looking to expand their real estate portfolios without impacting their debt-to-income ratios.

Demographically, Visalia is a diverse city located in the heart of California's Central Valley. With a population of over 130,000 residents, the city boasts a mix of cultures and backgrounds. The cost of living in Visalia is relatively lower compared to other parts of California, making it an attractive option for individuals and families looking to settle in a vibrant community.

The housing market in Visalia is robust, offering a range of options for potential buyers. From historic Victorian homes to modern developments, the city caters to various tastes and budgets. The median home price in Visalia is below the state average, making homeownership more accessible to a larger pool of buyers.

Visalia is also known for its charming downtown area, which features a variety of shops, restaurants, and cultural attractions. The city is home to Sequoia National Park, offering residents and visitors alike the opportunity to explore the stunning natural beauty of the region.

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