DSCR up to 8 units in Volcano, CA

DSCR loan in Volcano, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Volcano, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Volcano, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Volcano, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Volcano, CA real estate investors have you covered.

Investment Opportunities in Volcano, CA

Benefits of DSCR Loan in Volcano, California

A Debt Service Coverage Ratio (DSCR) loan in Volcano, California provides numerous benefits to borrowers. One of the primary advantages is that it allows investors to finance income-producing properties without relying solely on personal income, making it easier to qualify for larger loans.

Demographically, Volcano boasts a small population of around 1000 residents. The community is known for its historic charm and tight-knit feel. The median household income is above the state average, indicating a stable economic base that can be attractive to investors seeking rental properties.

In terms of the housing market, Volcano offers a mix of historic homes and newer constructions. The average home value is $300,000, making it an affordable option for property investors. With the demand for rental properties on the rise, investing in real estate in Volcano can be a lucrative venture.

Main attractions in Volcano include the Daffodil Hill, a popular springtime destination known for its stunning display of daffodils. The nearby Indian Grinding Rock State Historic Park offers visitors a glimpse into the area's indigenous history. Additionally, the charming downtown area is filled with unique shops and restaurants, adding to the overall appeal of the community.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now