DSCR up to 8 units in Walnut Creek, CA

DSCR loan in Walnut Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Walnut Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Walnut Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Walnut Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Walnut Creek, CA real estate investors have you covered.

Investment Opportunities in Walnut Creek, CA

Benefits of DSCR Loan in Walnut Creek, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Walnut Creek, California. These loans provide a higher level of security to lenders by ensuring that the property's income covers the mortgage payments and operating expenses. Borrowers can often secure larger loan amounts with lower interest rates compared to traditional loans.

Demographically, Walnut Creek is a vibrant city located in the East Bay region of the San Francisco Bay Area. It boasts a diverse population with a mix of young professionals, families, and retirees. The city has a strong economy, excellent schools, and a thriving cultural scene, making it an attractive place to live and invest in real estate.

The housing market in Walnut Creek is highly sought after, with a median home price that has been steadily increasing in recent years. The city offers a mix of historic homes, modern developments, and luxury properties, providing options for various budgets and preferences. With its strong demand and limited inventory, Walnut Creek's housing market remains competitive and offers good investment potential.

Some of the main attractions in Walnut Creek include the Broadway Plaza shopping center, the Lesher Center for the Arts, and the beautiful open spaces of Mount Diablo State Park. Residents and visitors can enjoy a variety of dining options, outdoor activities, and cultural events, making Walnut Creek a lively and dynamic community.

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