DSCR up to 8 units in Washington, CA

DSCR loan in Washington, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Washington, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Washington, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Washington, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Washington, CA real estate investors have you covered.

Investment Opportunities in Washington, CA

The Benefits of DSCR Loans in Washington and California

DSCR (Debt-Service Coverage Ratio) loans offer numerous advantages for borrowers in Washington and California. These loans provide a more accurate representation of the borrower's ability to repay debt, considering factors like existing debts, income, and operating expenses.

Demographically, both Washington and California boast diverse populations with strong economic foundations. Washington is known for its tech industry, while California leads in entertainment and agriculture. These factors contribute to a vibrant and dynamic housing market in both states.

The housing markets in Washington and California are robust, offering a range of properties to suit various budgets and preferences. Low-interest rates and favorable lending conditions make it an opportune time to invest in real estate through DSCR loans, ensuring long-term financial stability.

When exploring Washington and California, you'll find a wealth of attractions to enjoy. From the natural beauty of the Pacific Northwest in Washington to the sunny beaches of California, there is no shortage of recreational activities and cultural experiences to indulge in.

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