DSCR up to 8 units in Watson, AL

DSCR loan in Watson, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Watson, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Watson, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Watson, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Watson, AL real estate investors have you covered.

Investment Opportunities in Watson, AL

Benefits of DSCR Loan in Watson, Alabama

A DSCR (Debt Service Coverage Ratio) loan in Watson, Alabama provides numerous advantages for borrowers. One of the key benefits is that it takes into account a property's income-generating potential, allowing individuals to secure loans based on the property's cash flow rather than personal income.

Watson, Alabama, a small town with a population of approximately 2,500 residents, offers a peaceful and close-knit community for its inhabitants. The town boasts a diverse demographic composition, with a mix of families, young professionals, and retirees.

The housing market in Watson, Alabama, is currently experiencing steady growth, making it an attractive location for real estate investment. The affordable cost of living coupled with the rising property values present lucrative opportunities for potential homeowners and investors alike.

Some of the main attractions in Watson include the picturesque Watson Lake, popular for fishing and kayaking, and the charming downtown area lined with local shops and eateries. Additionally, the town's proximity to outdoor recreational areas such as hiking trails and parks make it an ideal location for nature enthusiasts.

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