DSCR up to 8 units in Watsonville, CA

DSCR loan in Watsonville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Watsonville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Watsonville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Watsonville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Watsonville, CA real estate investors have you covered.

Investment Opportunities in Watsonville, CA

The Benefits of DSCR Loan in Watsonville, California

DSCR (Debt Service Coverage Ratio) loans offer excellent benefits for financing real estate properties in Watsonville, California. These loans are ideal for investors as they provide a steady income stream and help in maximizing profitability through manageable debt repayments.

Watsonville, California, is a vibrant city with a diverse population. The demographics reflect a mix of cultures, with a significant Hispanic influence. The city has a strong sense of community and offers various cultural events and festivals that showcase its rich heritage.

The housing market in Watsonville is growing steadily, making it an attractive location for real estate investment. The demand for housing is increasing, leading to a rise in property values. With a DSCR loan, investors can take advantage of the favorable market conditions to maximize their returns.

Watsonville boasts a range of attractions for residents and visitors alike. From its picturesque coastline and beaches to its historic downtown area, there is no shortage of things to see and do. The city also offers a thriving agricultural industry, with local farmers' markets and vineyards adding to its charm.

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