DSCR up to 8 units in West Blocton, AL

DSCR loan in West Blocton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in West Blocton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in West Blocton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in West Blocton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our West Blocton, AL real estate investors have you covered.

Investment Opportunities in West Blocton, AL

Benefits of DSCR Loan in West Blocton, Alabama

DSCR (Debt Service Coverage Ratio) loans offer several advantages for borrowers in West Blocton. These loans are ideal for real estate investors as they consider the property's income potential rather than the borrower's credit score, allowing for easier access to financing.

Demographics: West Blocton, Alabama, is a charming small town with a population of approximately 1,200 residents. The community is known for its friendly atmosphere and tight-knit community spirit, making it an ideal place for families and retirees.

Housing Market: The housing market in West Blocton offers affordable options for both buyers and renters. With a mix of historic homes and modern developments, there is a range of housing choices to suit different preferences and budgets.

Main Attractions: Despite its small size, West Blocton boasts several main attractions, including the Cahaba River National Wildlife Refuge, Perfect Endings Antiques & Collectibles, and the West Blocton Coke Ovens Park. These attractions offer opportunities for outdoor recreation, shopping, and exploring the town's history.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now